Rather than quoting a single headline figure (which varies hugely by circumstances), here are the cost categories a realistic budget needs to cover: training/qualification costs if not already qualified; your core toolkit (scissors, clippers, dryers, straighteners, combs/brushes, capes, towels); consumables and stock (colour products, developer, foils, gloves — a recurring cost, not one-off); vehicle-related costs including business-use motor insurance; insurance (public liability, professional indemnity, tools cover); business registration and admin (mainly bookkeeping/accountancy); technology and software (booking, payments, basic accounting); marketing and branding setup; DBS/compliance costs if targeting institutional clients; and a contingency buffer for the period before you have a stable client base. What drives your actual number: whether you're starting fully new or already have tools/clients from salon work, whether you offer colour/chemical services from day one, and your vehicle/insurance starting position. Use our free Startup Cost Calculator to build your own personalised estimate.
General business guidance, not legal, financial or professional advice. Requirements change — check the official source or a qualified professional before relying on it.
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- GOV.UK — "DBS checks for adult social care roles" (DBS guidance leaflet), incl. Scenario 2 "Theresa" mobile hairdresser exampleOfficial source
- GOV.UK — "Employers' liability insurance"Official source
- GOV.UK — "Employers' liability insurance: when you do not need it"Official source
- HSE — "Employers' Liability (Compulsory Insurance) Act 1969" (HSE40)Official source
- legislation.gov.uk — Employers' Liability (Compulsory Insurance) Act 1969, s.1Official source
- HSE — Research Report RR623, "Occupational asthma, respiratory issues and dermatitis in hairdressers and nail bars"Official source
Home Help Hub Business is not a government or regulatory body. Labels describe the type of source we used; always check the latest version on the source's own site.
