Employers' liability insurance is a legal requirement, but only once you employ someone who isn't a close family member — a solo self-employed practitioner doesn't need it.
Public liability insurance is not a general legal requirement but is near-universal in practice.
Treatment-risk cover is tiered by treatment, not one flat product
Nails, make-up application, and waxing are generally grouped as lower-risk.
Treatments outside this Kit's scope (chemical peels, electrolysis, microdermabrasion, semi-permanent make-up, laser/IPL) sit in a higher tier.
If you later add one of those treatments, re-check your cover rather than assuming it extends automatically.
Cover is also commonly conditional on holding the qualification actually held for the specific treatment.
Home Help Hub
Meet clients who need you
General business guidance, not legal, financial or professional advice. Requirements change — check the official source or a qualified professional before relying on it.
Official sources
Home Help Hub Business is not a government or regulatory body. Labels describe the type of source we used; always check the latest version on the source's own site.